The term “Upside Down” is used to describe when you owe more on a loan than what the property is really worth.
1. Do you own a bible? Yes___ No ___
2. Can you find your bible? Yes___ No____
3. Do you read your bible? Yes___ No____
4. Do you attend Sunday school? Yes___ No___
5. Can you give the date you last attended church? Yes____ No___
6. Do you know your pastor’s name? Yes ___No ____
7. Do you pay your tithe and offering? Yes____ No___
8. Are you in church Sunday and not washing your vehicle? Yes___ No__ _
9. Do you participate in the church services? Yes ___ No___
10. Do you love the Lord? Yes___ No ___
If you have less than 8 yes, you’re upside down in your spiritual life.